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When Tim Cook announced Apple would allow people to buy its products directly using instalments, many commentators said it was turning network service providers into a ‘dumb pipe’.  The move effectively turned customers of a carrier to customers of Apple. It meant networks were no longer the gatekeepers to the latest smartphones – and they were going to have to work a lot harder to keep you from going elsewhere. UK fin-tech startup Curve is looking to do the same thing with your debit and credit cards. Launched today, the company allows people to combine an unlimited number of bank cards…

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