Talk of a tech recession and mass layoffs across the sector dominated the headlines in 2022. And while certain areas have contracted and companies have acted accordingly by reducing their workforces, various industries continue to go from strength-to-strength and have been bolstered by the growing demand for cloud-based technology, machine learning tools, blockchain technology, and the acceleration of augmented reality (AR) and virtual reality (VR) in our everyday lives. Fintech’s future The last 12 months have rocked the foundations of fintech—in May, Swedish BNPL fintech Klarna slashed 10% of its workforce, and in November Stripe announced it was laying off…

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