So, I’ve got a joke for you. A man walks into a bank and asks the manager “Can I have a mortgage?” The bank manager says “sure!”, but then changes his mind upon discovering the man owes hundreds of thousands of pounds to a variety of creditors — loans, credit cards, phone contracts, you name it. Someone had stolen his identity, and used it to go on a massive spending spree. The man then loses his house, his job, and has to move in with his parents. He spends the following two years trying to clear his name (and his…

This story continues at The Next Web