According to Tim Cook, 2015 was when Apple Pay would make its mark. That claim left an indelible impression on the minds of those with press credentials. What constitutes a device, service, company or anything else to brand a year its own? Or was it all just more spin coming from Cupertino? What is Apple Pay? Newer iOS devices have an Near Field Communications (NFC) chip that allows the phone to wirelessly communicate with some point of sale terminals where you normally do things like swipe a credit card. That NFC chip also transmits information between your bank and the…
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