While other companies are looking at NFC (Near Field Communication) and QR codes (Quick Response Code) to replace all the cards in your wallet, the user-backed Coin aims to replace all your swipeable cards with a single smart card. The company is announcing, CoinBeta and expanding is its beta testing pool to 10,000 users. Currently, 1,000 users in San Francisco are testing the card. The new users will help Coin test the product against more POS systems to better understand how users will interact with the card in the wild. According to Coin, the card works in 85 percent of locations in San Francisco. So…

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